Who do you trust, when your investing with your retirement?

The reason l use the words l choose as my title! Who do you trust, when you're investing in your retirement for a rather complicated reason. We all have felt and tasted what it is to be lied too, the only pain l ever suffered from that statement is when it a effects my wallet.

From an investment point of view, you just lost a small or perhaps a large portion of some advice that had no value but only hype. Hey, they sell the sizzle, without the most important factor your (ROI) return on investment, your efforts is not always monetary.

What truly qualifies as a safe investment? Anything to do with a fiat currency will have a future disadvantage on your return. We all have read and followed many frightening global financial crises develop and are not going away very affordable.

Who is the blame for all of this, we can point many figures in a simple and more then likely very accurate way of why we are in this global financial crises, Global Governments creating outrages debt that is being added to already a UN-payable debt in our lifetime for us who are over 50. Governments solution was print more money, creating a fiat currency, that is losing value at an alarming rate.

Then you had all the bailouts that the Governments had to do to keep the economy going, from automotive to financial corporation that where thriving not so long ago and now need Government assistance. The sad part of it all the big name CEO got their bonuses when these companies could not meet their daily obligations without Government assistance.

All you need to do is watch CNBC American Greed   and understand all the scams that happen daily with new ones being tested for the next big scam. How it has been working lately, many investors get played by them right words that were magical when you first heard them. We all have heard it, if it sounds too good, then there is something wrong with it.

I got the passion for gold from Nick Barisheff, President, and CEO of "Bullion Management Group" located in Toronto Canada with Asset Holdings of Over $650 million and author of Why Gold by 2017 will be worth $10,000.00 an ounce. l decided l would learn as much as l could daily of what was happening within this industry.

Did as much research on this topic from all the articles that interested me such as the books "The Case for Gold" by Ron Paul and Addison Wiggins "The Little Book of the Shrinking Dollar" and, of course, Nick Barisheff book. Just needed to understand the history of this asset that started to make more sense, for a real simple reason. Governments had no ability to print this asset as they have with the fiat currency paper money.

Review all the Google alerts on gold investing, reading each article just keeping on top of why it moves up or it moves down. Along with the smartest updates one can ever buy, Agora Financial.... the 5-minute forecast that reviews in short form, all the latest business trends that are occurring globally. If your not taking advantage of this, you should be, its fast and accurate.

So who do you trust when it comes to investing for your retirement? I decided to invest in this company for all the right reasons it is a member of the LBMA and currently has the capacity to deliver a volume of 1 million grams a week through its new contract with "Nadir Metal Refinery" in Istanbul, which is of course listed under the LBMA "Good Delivery Refinery."

I watched this presentation and it made sense to me, each card has the following features that provide confidence for any investor who invests in this asset you're provided with 6 main reasons that make logical financial sense.

1) The serial number on each card, that you invested in.

2) Along with a serial number on the gold bar.

3) Nadir Gold Refinery Certificate.

4) Nadir Gold Refinery LBMA

5) Hologram on the physical Nadir gold bar.

6) Gold Bullion verification code.

All the Best,

Joseph F. Botelho One Gram at a Time

Joseph Botelho

Follow @jfbmarketing

"Pay Yourself First Because the #Economy that Matters Most... is the One in Your Own #Home" https://t.co/wo7XWWjaFZ pic.twitter.com/VSVAtkJ6El

— Joseph Botelho (@jfbmarketing) January 19, 2016

Why are we getting this type of attention?

May 28, 2013

Why are we getting this type of attention? When was the last time you read an article on your multi-level marketing company that had rewards of this kind, as a leader in "the industry." For such a young, but an aggressive company within the industry.

Multi-Level Marketing is a product that promotes success at an alarming rate. If you have a demand for others to promote it, believe in it and most important have a desire to make it work. I had only one reason for picking this company as a winner, based on my research, reviews and why l would want to invest my time in this asset. Had to become an asset, or why would l do it?

See we all have our reviews and 2 cents of information that at times actually make sense. Investing is always going to have a risk factor, anyone says otherwise is lying to you. Learn and understand this!

The most often asked question in multi-level marketing is how do l get paid? Would you agree this is an honest question asked over and over? Exactly!!!

This article that l came across today l found it on one the Financial Reports. I did not write this, but l am sure glad he wrote it.

You can lead a horse's to water but you may never be able to make that horse drink it..... this is why we are getting this attention.


Read the Full report on how affiliates get paid with Karatbars 

Some of our Specialty Cards

Karatbars International has many things happening at once. Here are some Examples, Affinity (personalize) branding cards for corporations, gift cards, specialty cards, birthday cards, sports clubs, businesses, Here is an Example Pope John Paul II limited edition affinity card, 100,000 cards were made for "collectors," under license agreement by Vatican.

 If you are interested in Learning more about this opportunity Click here for more information.



All the Best,

Joseph F. Botelho One Gram at a Time

Joseph Botelho

Follow @jfbmarketing

"Pay Yourself First Because the #Economy that Matters Most... is the One in Your Own #Home" https://t.co/wo7XWWjaFZ pic.twitter.com/VSVAtkJ6El

— Joseph Botelho (@jfbmarketing) January 19, 2016

Is the Value of Gold still high, dispute the recent down slide?

May 23, 2013

So many different views on whether gold is currently still over priced from around the global economy from some of the top experts in this field. China has not slowed down on acquiring as much gold as it can get it's hands on. 

Singapore government investment chief Lim Chow Kiat says it is difficult to justify the current value of the metal given its limited practical usage.

Some interesting trends by Billionaire George Soros and Louis Bacon have drastically cut some of their stakes in exchange-traded products backed by gold earlier this year. But John Paulson who made billions of dollars betting against subprime mortgages before the housing collapse has held his holds and it is believed he has lost close to 47 percent this year alone. 

Some interesting facts on the performance of gold since peaking in the early 80's and then over the next 20 years had lost approximately 60% of its value. When you take inflation into effect a more accurate loss would be around the 80% for that period. 

Back in April 2013, gold took its biggest one-day loss since the early 80's of 9% of a value of $1,535 to $1,395 per ounce. Some investors were indicating a potential market decline well others were saying it was a signal of coming economic boom. So is it safe to save that the value of gold is still high dispute the recent slide down, or is it undervalued. 

This could be an interesting bet, for all the right reason on why gold still could be the wise's investment for future retirement. It is bulletproof in the sense, that our Governments can not print more of it. Is this not how would get into a financial global mess. Learn more about Nick Barisheff's view on why gold is a safe long term investment. 

Why investing will always be a gamble, media can control it, and so many other 
financial factors will determine the final (ROI) on your decision. 

From early 2001 to the late summer of 2011 gold had its best run, from just under $300 an ounce to almost $1,900 an ounce indicating that it was a very wise investment for investors. Gold has always had peaks and valleys, started the year off (2013) with a value of approximately $1,657 to its current value today of just under $1,360 mark compared to the Standard  500 Index which has had an approximate gain of around 18%.

What causes gold to fluctuate in this manner is a great debate for investors with many options as reasons and trends for gold to perform so unpredictable. Much of the gold becomes jewelry and India has been a leader in this field but as of lately India has not been doing as well as in the pass. This could also drive the price of gold down since a lack of demand. Perhaps some of the central banks and many hedge funds are cutting back on their shares of gold that we are not aware of.

But many of these factors have not scared China from importing more gold. The review the full story on how much gold they have imported in the last 24 months. Here is an interesting article, providing all the stats you will need to understand how aggressive China has been. 

Read More on China's gold Importing 

All the Best,

Joseph F. Botelho One Gram at a Time

Joseph Botelho

Follow @jfbmarketing

"Pay Yourself First Because the #Economy that Matters Most... is the One in Your Own #Home" https://t.co/wo7XWWjaFZ pic.twitter.com/VSVAtkJ6El

— Joseph Botelho (@jfbmarketing) January 19, 2016

Gold – You Better Hold It

May 9, 2013

This is a very well written and researched article you're about to read written by Taki Tsaklanos from Gold Silver world he shares many logical facts and reasons why you should hold on to Gold.

When it comes to precious metals, April 2013 was characterized by extreme price swings, remarkable news stories, and historic facts and figures.

Fact: retail investors are searching for monetary protection and stories of surging demand for physical gold and silver abound. Demand in Asia is higher than in the rest of the world, and the transfer of gold from West to East continues. The demand among retail investors is on fire, but there is no real stress or elevated premiums in the wholesale market, only delays.

Fact: Traders are bearish. Speculators in the West continue to look at gold as a trading asset, just another commodity. A Bloomberg survey reveals that 20 analysts are short-term bearish, nine bullish, four neutral. It is the biggest proportion of bears since February 2010.

Conclusion: It seems that physical gold is moving from weak to strong hands, i.e. to those who recognize the monetary value of gold and choose to physically own it. They prefer to hold their metal, which they consider more important than price swings. They undoubtedly have good reasons to do so. Meantime, most of the gold are following the money; it is flowing from the West to the East.


The full story by Taki Tsaklanos from GoldSilverWorld

All the Best,

Joseph F. Botelho One Gram at a Time

Joseph Botelho

Follow @jfbmarketing

"Pay Yourself First Because the #Economy that Matters Most... is the One in Your Own #Home" https://t.co/wo7XWWjaFZ pic.twitter.com/VSVAtkJ6El

— Joseph Botelho (@jfbmarketing) January 19, 2016

If your going to invest, then you need to learn the five "P's"

May 7, 2013,

The days, weeks and months are flying by, so much happening daily, how would one understand all the trends that occur daily from an investor's standpoint of options. Very confusing even from the most gifted, seasoned financial adviser's.

So a question is what do you do? Not really a good question to be thinking of, but one that needs attention. We read so much here on the internet, but it has one goal what is the benefit to them the sellers. Who do you trust or invest your time in? Time is really the only logical thing l can think of, you can never buy it back.

See this makes sense something you can never have back is a demand just like gold, it can not be printed or reproduced it's a one shot deal. The key element is how are you going to review your investments, and understand what l am sharing with the five p's.

The results you will ever achieve is the most expensive investment you will ever make, l say this for the simple reasons, the results are only three percent who will use this wisely and most will fall into the 97 percent of failure. Most humans can not afford to invest in time. So it really has no competitive market, would you not agree? so if you going to invest, then you need to understand them five P's.

This is your next step>>


All the Best,

Joseph F. Botelho One Gram at a Time

Joseph Botelho

Follow @jfbmarketing

"Pay Yourself First Because the #Economy that Matters Most... is the One in Your Own #Home" https://t.co/wo7XWWjaFZ pic.twitter.com/VSVAtkJ6El

— Joseph Botelho (@jfbmarketing) January 19, 2016

Reason's why Gold, would perform this way!

April 26, 2013

Came across this story today that was written a well back when gold decided to nose dive, and no one knew why it took that direction, some made money with this dive, others sold out, what really happened?

Many of the main suspects are covered on this story, found it very realistic since l know more 15 or so days later, l see how it is playing out. But in today's uncertainty global financial investing world, hard to really predict, facts make no sense.

Makes it very interesting for many logical reasons, who controls all of these's markets and why are they effective so harshly when encountering unforeseen turmoil in the global economy. Should we be paying what we pay at the pumps, l have watched the crude oil barrier drop, except at the pump.

This market alone is responsible for the inflation period we are all suffering from unless your part of the OPEC society, then you have no concept of what is going on. They have more stories then we all have read books from the library, just creative marketing is all they are doing. They are very good at that, wonder what that cost's us all.

The "GREED FACTOR" takes over everyday living for most of us all who have the daily family, personal and business obligation and rely on our wheels to cover the distance at a very heavy price. But this is totally out of control, crude oil at the current rate would reflect a totally different price per gallon or liter for us to enjoy at the pump.

Now that l got that off my chess, if you're still with me let's get to the next obstacle or mystery that has had an impact on our overall financial obligation and retirement investments we had created for our future. We all have different types of investments but some of us believe in this asset "Gold" it did some unimaginable drops for really no apparent reasons.

So when l read this article posted on CNBC website one of my favorite past times is watching that station. l just had to share it with all who have an interest in this topic and understand that steps that took place and how to react and play this asset. It's really a simple one actually...


READ THE FULL STORY 
HERE AT
CNBC

All the Best,

Joseph F. Botelho One Gram at a Time

Windows of Opportunities with #Gold, could this be true? https://t.co/lg39Nsw5jw via @jfbmarketing #SuperTuesday

— Joseph Botelho (@jfbmarketing) March 1, 2016

Windows of Opportunities with Gold, could this be true?

April 15, 2013,

Gold has been on a roller coaster ride, this is a fact without any doubts but guess what it still has the value that is undervalued at the current moment. Here is an opportunity to take advantage of, governments will always be able to print money, gold can not be reprinted or reproduce. Review how it has performed, we have seen them charts, we are dealing with an asset that the actual value is being camouflaged by unpredictable global financial circumstance.

So much world debt, so much greed going on with banking systems, just last week a VIP of RBS of Scotland's got arrested on fraud charges, full story here.  We have seen it over and over again, it is not going to stop, greed will always be a common factor in humans, who we deal with. Not so long ago the Cyprus Crises and bank fraud.  Just a couple of examples.

What effect is it having with paper money? Many things that we have heard over and over again, but one asset they have only temporary control with is gold. No different then what Franklin Delano Roosevelt did 80 years ago to control inflation and the value of gold he manipulated the market by confiscation of gold by forcing owners to cash out at a pre-determined fixed rate. The laws at times only have one law, their law so can this happen or is it happening. Again history shows a chart that only grew and were growing again, with again a slight obstacle.

So how do you protect yourself from all of this, not an easy answer at all? Too many factors play here! The odds are hard to read, but history is hard to be proven wrong also. Demand and supply have always controlled the cost factor of what an asset's value was at any given time. So are you holding a paper currency locked up with a banking system that is using your asset's for their benefit or are you in control of your future financial obligations, meaning a real (ROI) return on investment.  I did not create these's odd's, and why gas is so expenses, nope had nothing to do with it, but it affects me deeply. Inflation is what is happening, scary stuff but the writing is on the wall. Can this create windows of opportunity with gold investing.

So what will you do if your job is suddenly a rumor, walking papers last thing you could imagine and since you were on contract with them, no benefits at all. You are done, like dinner, wow! Now, what? You're going to read a section of the paper you have not read in a long time, classifieds looking for a job. Not many very attractive ones being posted is there?  So you turn to marketing on the internet or something along them lines.

Why invest in gold? Gold's role in long-term strategies

Yea you do need to do something "FAST" bills do not stop being mailed at all. Scary, why the odds are not predictable anymore, you have Korea looking for attention, Europe bailing out countries to maintain credibility with the Euro currency. So if you have an interest in getting an education may well be from home, where you will need to be to make this happen. I did this, l got focused and learned what l had to learn. Needed solutions to what l think make the most logical long-term financial sense.



All the Best,

Joseph F. Botelho One Gram at a Time

Joseph Botelho

Follow @jfbmarketing

"Pay Yourself First Because the #Economy that Matters Most... is the One in Your Own #Home" https://t.co/wo7XWWjaFZ pic.twitter.com/VSVAtkJ6El

— Joseph Botelho (@jfbmarketing) January 19, 2016