Learning this concept will have rewards and benefits.

June 28, 2013

Marketing just isn't forever one, is it? We all need to understand a direction that needs to be taken in order for self-growth that provides us with a direction towards success.

The useless opportunities that are there, are endless with more than likely zero results on the presentation that had all the hype. Why even talk about it, happens every second on the world wide web.

So ask yourself this question are you a hopper? What is a Hopper? A hopper has no confidence in their abilities, looking for some magical dust that will solve all their financial problems as a start.

If l have your attention, l need you to do this........turn off all the other sites you're on... including mobile phone.. See if you do this, one thing will occur; benefits have a price. The hardest price to pay is dedication, we all have plastic, correct and some cards are not in good financial shape.

If you dedicate and applied these's two powerful words that will provide you with your "why's' of accomplishing additional or first-time success in your life. The words you will learn will determine your focus, desire and why you're doing this.

Why kid yourself, that is just wasted time and human energy. So let's watch this presentation and learn what them two words are. Yes, l could have typed them, but that is not you being dedicated to your personal success. Review this, over and over, l do it daily... l listen to him... why he made me motivated.

If you need to get motivated then watch this.... step one.

Made you really think, if you watched it and understood why only one percent actually make it in this field, odds are really not that good. But it achieves able when you apply them two words and you look in the mirror and say.... the magical word............ only works for a very few...

Save yourself some time.......... if you can not get pass step one.......... why are you reading this, but, on the other hand, your either fishing or your dedicated...........Only you will know based on your results.

Now this a forum, with feedback and comments that may have the solutions you learned from them two words...  Now the results can be and will be simple or complicated............

Learn what Your Personal Brand is, we only play this game once!!!

We all have the same desires, goals and want some sort of success that provides us with a comfort zone, success has a different meaning to all of us. This is when you apply what you have learned from this article and if it had benefits, share this article with your network.


All the Best,

Joseph F. Botelho One Gram at a Time

Joseph Botelho

Follow @jfbmarketing

"Pay Yourself First Because the #Economy that Matters Most... is the One in Your Own #Home" https://t.co/wo7XWWjaFZ pic.twitter.com/VSVAtkJ6El

— Joseph Botelho (@jfbmarketing) January 19, 2016

Marketing with a direction, gets attention and results?

June 19, 2013

If you have not understood the title then you should read more, marketing with a direction will always get you attention and a large audience, for many reasons. The reason l have researched this topic, is there are more people who have a hard time generating an income on the internet. We all have ego's, pride and strong why's on why we have dedicated time to this project.

If this is you in some sort of form or thinking, then you are very frustrated, you have followed all the steps, did it all accordingly to the specs, you were asked to execute. Same results, waste of time, money and really a downer and a loss of self-esteem.

What investing is all about, you just never know what could happen if you start to doubt your abilities and it is never your fault, you repeat to yourself.  Honestly kicks in, for a very short period and you play your mind once again. But numbers never lie, liabilities outperform asset's.

Credit card, the line of credit and all your other asset have been donating without any return on your investment. This not providing any results that you have counted on...Investing is always a gamble.

Going showcase you a solution, not going to tell you how it all works, until you ask me and then start understanding why you getting all these's benefits and results... hate the word "Free'...... no such thing...... just need your dedication........... that's fair.

Here is how it all works, not an easy formula why very few ever earn a dime on here..so there really is no competition if you see my point.   Do You?

All the Best,

Joseph F. Botelho One Gram at a Time

Joseph Botelho

Follow @jfbmarketing

"Pay Yourself First Because the #Economy that Matters Most... is the One in Your Own #Home" https://t.co/wo7XWWjaFZ pic.twitter.com/VSVAtkJ6El

— Joseph Botelho (@jfbmarketing) January 19, 2016

Who do you trust, when your investing with your retirement?

The reason l use the words l choose as my title! Who do you trust, when you're investing in your retirement for a rather complicated reason. We all have felt and tasted what it is to be lied too, the only pain l ever suffered from that statement is when it a effects my wallet.

From an investment point of view, you just lost a small or perhaps a large portion of some advice that had no value but only hype. Hey, they sell the sizzle, without the most important factor your (ROI) return on investment, your efforts is not always monetary.

What truly qualifies as a safe investment? Anything to do with a fiat currency will have a future disadvantage on your return. We all have read and followed many frightening global financial crises develop and are not going away very affordable.

Who is the blame for all of this, we can point many figures in a simple and more then likely very accurate way of why we are in this global financial crises, Global Governments creating outrages debt that is being added to already a UN-payable debt in our lifetime for us who are over 50. Governments solution was print more money, creating a fiat currency, that is losing value at an alarming rate.

Then you had all the bailouts that the Governments had to do to keep the economy going, from automotive to financial corporation that where thriving not so long ago and now need Government assistance. The sad part of it all the big name CEO got their bonuses when these companies could not meet their daily obligations without Government assistance.

All you need to do is watch CNBC American Greed   and understand all the scams that happen daily with new ones being tested for the next big scam. How it has been working lately, many investors get played by them right words that were magical when you first heard them. We all have heard it, if it sounds too good, then there is something wrong with it.

I got the passion for gold from Nick Barisheff, President, and CEO of "Bullion Management Group" located in Toronto Canada with Asset Holdings of Over $650 million and author of Why Gold by 2017 will be worth $10,000.00 an ounce. l decided l would learn as much as l could daily of what was happening within this industry.

Did as much research on this topic from all the articles that interested me such as the books "The Case for Gold" by Ron Paul and Addison Wiggins "The Little Book of the Shrinking Dollar" and, of course, Nick Barisheff book. Just needed to understand the history of this asset that started to make more sense, for a real simple reason. Governments had no ability to print this asset as they have with the fiat currency paper money.

Review all the Google alerts on gold investing, reading each article just keeping on top of why it moves up or it moves down. Along with the smartest updates one can ever buy, Agora Financial.... the 5-minute forecast that reviews in short form, all the latest business trends that are occurring globally. If your not taking advantage of this, you should be, its fast and accurate.

So who do you trust when it comes to investing for your retirement? I decided to invest in this company for all the right reasons it is a member of the LBMA and currently has the capacity to deliver a volume of 1 million grams a week through its new contract with "Nadir Metal Refinery" in Istanbul, which is of course listed under the LBMA "Good Delivery Refinery."

I watched this presentation and it made sense to me, each card has the following features that provide confidence for any investor who invests in this asset you're provided with 6 main reasons that make logical financial sense.

1) The serial number on each card, that you invested in.

2) Along with a serial number on the gold bar.

3) Nadir Gold Refinery Certificate.

4) Nadir Gold Refinery LBMA

5) Hologram on the physical Nadir gold bar.

6) Gold Bullion verification code.

All the Best,

Joseph F. Botelho One Gram at a Time

Joseph Botelho

Follow @jfbmarketing

"Pay Yourself First Because the #Economy that Matters Most... is the One in Your Own #Home" https://t.co/wo7XWWjaFZ pic.twitter.com/VSVAtkJ6El

— Joseph Botelho (@jfbmarketing) January 19, 2016

Why are we getting this type of attention?

May 28, 2013

Why are we getting this type of attention? When was the last time you read an article on your multi-level marketing company that had rewards of this kind, as a leader in "the industry." For such a young, but an aggressive company within the industry.

Multi-Level Marketing is a product that promotes success at an alarming rate. If you have a demand for others to promote it, believe in it and most important have a desire to make it work. I had only one reason for picking this company as a winner, based on my research, reviews and why l would want to invest my time in this asset. Had to become an asset, or why would l do it?

See we all have our reviews and 2 cents of information that at times actually make sense. Investing is always going to have a risk factor, anyone says otherwise is lying to you. Learn and understand this!

The most often asked question in multi-level marketing is how do l get paid? Would you agree this is an honest question asked over and over? Exactly!!!

This article that l came across today l found it on one the Financial Reports. I did not write this, but l am sure glad he wrote it.

You can lead a horse's to water but you may never be able to make that horse drink it..... this is why we are getting this attention.


Read the Full report on how affiliates get paid with Karatbars 

Some of our Specialty Cards

Karatbars International has many things happening at once. Here are some Examples, Affinity (personalize) branding cards for corporations, gift cards, specialty cards, birthday cards, sports clubs, businesses, Here is an Example Pope John Paul II limited edition affinity card, 100,000 cards were made for "collectors," under license agreement by Vatican.

 If you are interested in Learning more about this opportunity Click here for more information.



All the Best,

Joseph F. Botelho One Gram at a Time

Joseph Botelho

Follow @jfbmarketing

"Pay Yourself First Because the #Economy that Matters Most... is the One in Your Own #Home" https://t.co/wo7XWWjaFZ pic.twitter.com/VSVAtkJ6El

— Joseph Botelho (@jfbmarketing) January 19, 2016

Is the Value of Gold still high, dispute the recent down slide?

May 23, 2013

So many different views on whether gold is currently still over priced from around the global economy from some of the top experts in this field. China has not slowed down on acquiring as much gold as it can get it's hands on. 

Singapore government investment chief Lim Chow Kiat says it is difficult to justify the current value of the metal given its limited practical usage.

Some interesting trends by Billionaire George Soros and Louis Bacon have drastically cut some of their stakes in exchange-traded products backed by gold earlier this year. But John Paulson who made billions of dollars betting against subprime mortgages before the housing collapse has held his holds and it is believed he has lost close to 47 percent this year alone. 

Some interesting facts on the performance of gold since peaking in the early 80's and then over the next 20 years had lost approximately 60% of its value. When you take inflation into effect a more accurate loss would be around the 80% for that period. 

Back in April 2013, gold took its biggest one-day loss since the early 80's of 9% of a value of $1,535 to $1,395 per ounce. Some investors were indicating a potential market decline well others were saying it was a signal of coming economic boom. So is it safe to save that the value of gold is still high dispute the recent slide down, or is it undervalued. 

This could be an interesting bet, for all the right reason on why gold still could be the wise's investment for future retirement. It is bulletproof in the sense, that our Governments can not print more of it. Is this not how would get into a financial global mess. Learn more about Nick Barisheff's view on why gold is a safe long term investment. 

Why investing will always be a gamble, media can control it, and so many other 
financial factors will determine the final (ROI) on your decision. 

From early 2001 to the late summer of 2011 gold had its best run, from just under $300 an ounce to almost $1,900 an ounce indicating that it was a very wise investment for investors. Gold has always had peaks and valleys, started the year off (2013) with a value of approximately $1,657 to its current value today of just under $1,360 mark compared to the Standard  500 Index which has had an approximate gain of around 18%.

What causes gold to fluctuate in this manner is a great debate for investors with many options as reasons and trends for gold to perform so unpredictable. Much of the gold becomes jewelry and India has been a leader in this field but as of lately India has not been doing as well as in the pass. This could also drive the price of gold down since a lack of demand. Perhaps some of the central banks and many hedge funds are cutting back on their shares of gold that we are not aware of.

But many of these factors have not scared China from importing more gold. The review the full story on how much gold they have imported in the last 24 months. Here is an interesting article, providing all the stats you will need to understand how aggressive China has been. 

Read More on China's gold Importing 

All the Best,

Joseph F. Botelho One Gram at a Time

Joseph Botelho

Follow @jfbmarketing

"Pay Yourself First Because the #Economy that Matters Most... is the One in Your Own #Home" https://t.co/wo7XWWjaFZ pic.twitter.com/VSVAtkJ6El

— Joseph Botelho (@jfbmarketing) January 19, 2016

Gold – You Better Hold It

May 9, 2013

This is a very well written and researched article you're about to read written by Taki Tsaklanos from Gold Silver world he shares many logical facts and reasons why you should hold on to Gold.

When it comes to precious metals, April 2013 was characterized by extreme price swings, remarkable news stories, and historic facts and figures.

Fact: retail investors are searching for monetary protection and stories of surging demand for physical gold and silver abound. Demand in Asia is higher than in the rest of the world, and the transfer of gold from West to East continues. The demand among retail investors is on fire, but there is no real stress or elevated premiums in the wholesale market, only delays.

Fact: Traders are bearish. Speculators in the West continue to look at gold as a trading asset, just another commodity. A Bloomberg survey reveals that 20 analysts are short-term bearish, nine bullish, four neutral. It is the biggest proportion of bears since February 2010.

Conclusion: It seems that physical gold is moving from weak to strong hands, i.e. to those who recognize the monetary value of gold and choose to physically own it. They prefer to hold their metal, which they consider more important than price swings. They undoubtedly have good reasons to do so. Meantime, most of the gold are following the money; it is flowing from the West to the East.


The full story by Taki Tsaklanos from GoldSilverWorld

All the Best,

Joseph F. Botelho One Gram at a Time

Joseph Botelho

Follow @jfbmarketing

"Pay Yourself First Because the #Economy that Matters Most... is the One in Your Own #Home" https://t.co/wo7XWWjaFZ pic.twitter.com/VSVAtkJ6El

— Joseph Botelho (@jfbmarketing) January 19, 2016

If your going to invest, then you need to learn the five "P's"

May 7, 2013,

The days, weeks and months are flying by, so much happening daily, how would one understand all the trends that occur daily from an investor's standpoint of options. Very confusing even from the most gifted, seasoned financial adviser's.

So a question is what do you do? Not really a good question to be thinking of, but one that needs attention. We read so much here on the internet, but it has one goal what is the benefit to them the sellers. Who do you trust or invest your time in? Time is really the only logical thing l can think of, you can never buy it back.

See this makes sense something you can never have back is a demand just like gold, it can not be printed or reproduced it's a one shot deal. The key element is how are you going to review your investments, and understand what l am sharing with the five p's.

The results you will ever achieve is the most expensive investment you will ever make, l say this for the simple reasons, the results are only three percent who will use this wisely and most will fall into the 97 percent of failure. Most humans can not afford to invest in time. So it really has no competitive market, would you not agree? so if you going to invest, then you need to understand them five P's.

This is your next step>>


All the Best,

Joseph F. Botelho One Gram at a Time

Joseph Botelho

Follow @jfbmarketing

"Pay Yourself First Because the #Economy that Matters Most... is the One in Your Own #Home" https://t.co/wo7XWWjaFZ pic.twitter.com/VSVAtkJ6El

— Joseph Botelho (@jfbmarketing) January 19, 2016