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I keep the APSense Banner up for one reason,
Wincer Song, Founder, Owner and friend of mine.
Great Social Business Media Site, loved it and still do.

Since September 15th, 2007. The day I join and still active today!

Karatbars International is what l will focus "ON"

"One Member at a time"

"ONE GRAM AT A TIME"


"NETWORKING IS A CONTACT SPORT"

Tuesday, September 10, 2013

How Important are Your Financial Investments and Obligations.

September 9, 2013

Investing is an important aspect of our daily life, would you not agree? We all have reason's for what, and why we do what we do, this is vital, understanding this concept!

You can read all the advice on this subject,
bottom line; you need to know, "you're why's"!  We have all heard this, but this is what you need to comprehend our abilities entirely. All we truly need is that reminder that we are falling off track.

I enjoy sharing concepts, that have a window of opportunity for your financial planning, what this blog is all about? Providing concepts, solutions to financial concerns. Planning is an economic road map, to that desired success, only you understand you're why's?

If you have the dedication, desire and more importantly, "you understand you're why's"! It's the most important piece of reading you will have achieved. Education; is a lifetime process, very few will every understand this strategy.

The most valuable commodity you can invest in is your abilities to understand your financial direction. Who else? If you think about this, who know's you better than yourself? Making sense; what l provide is advice that can be applied, and when you see the exact reason l am sharing this. Then you can decide if it works, either way, you are right, by the way. Not for everyone, nope; not at all!

Solutions that have financial and logical reason's, on why it will work, is a calculated gamble. Who like's that? To donate, to a bad investment. Have no real interest, hope you feel the same way? What can l say? Have a review of what l write, and believe in, for the reasons; l got you interested in theses solutions? Retiring with financial success, if this is something you desired; then the rest will be up to you?

Here is a short video, that will provide you with the information you may or may not have thought about. This man will make sense, and open your eye to the world that waits for no one. time is the only commodity, regardless of how much money you have you can never buy back time. Watch it Now!! I look at this short presentation every day since l was also introduced to this material, has made a difference in my life.

If you're looking for a financial vehicle that will provide you with an actual ROI, for your future savings towards retirement. I would like to introduce you to a 12-week program that will generate you a weekly return on your investment and efforts. The system is being used by many of my partners currently who are working towards obtaining financial freedom.

How This System will work for you!

Reviewed all of this information. Feel free to leave a comment on the information that l have shared with you. 




All the Best,

Joseph F. Botelho One Gram at a Time


Friday, September 6, 2013

Investing is Dedication we all Need to Have to Become Successful

September 5, 2013

Well, summer is kind of over, but kids are back to school for some of us, not a bad thing at all until your encounter the school buses on your way to work. Hey, life is filled with obstacles how you control them is how they will work out. You need to plan everything you do, almost.

Investing is no different, is it; not really, we all calculate the odds and then more than likely thinking about pulling that trigger. Some of us that do it have gossiped among our peers, they are so lucky. We have all heard that a few times. Why is that? Think about it for a second or two!!

Financial planning works when you're dedicated to a plan; that provides you with your real "ROI," all we should worry about is what is our return on our investment. Mistakes can be avoided, with the correct knowledge and forecasts. Then it becomes a more calculated risk with odds that have an opportunity of providing you with the best possible ("ROI")...

I read and study this topic, each and every day, just part of the future financial planning with an asset, which will never be duplicated by Governments what so ever. For theses reason l have shared on my blog, it is the most financial, logical reasoning's that provides you with the above average results.

Hey if you do not understand what your return is? Then this is not for your abilities. Investing advises that can and more than likely provide you with quicksand, not a good walk is it? The advice in the financial world is like the daily special at your favorite restaurant.

They need to sell what they hold, at whatever cost. greed kicks in. Now, what? Your stuck and more than likely going to take many steps backward, and lose a lot of hard-earned retirement money. Not exactly what you had in mind, only had you done your homework, yep that simple.

You know l have felt every single pain l have described here, but it is not about me. Financial Freedom is the easiest thing to achieve, been doing it all my life since I had a paper route. Never, ever; relied on anyone except my abilities.

Dedication is the key to any one's success if you do not have this, you're just spinning your tail in what you're doing or trying to achieve. Mindset is vital, shared by many self-improvement programs and the pioneer of personal development is the man who started this trend. If you watch this presentation more than likely will solve all of your concerns in life, really will.

Speaking at a level that is meaningful, with an impact that can direct you to start reviewing your daily activities, on how you spend, what you make and how you're going to provide for each and every month. Life is spent in two different ways, most of us, dedicate more energy into why things will not work, instead of why they can operate. See what l mean? Just things that you will learn if you decide to dedicate yourself to a more meaningful and fruitful life without the stress.

This blog is filled with articles on this asset gold, interviews with many top experts in this field that provide sound advice on why investment can be very complicated and most never enjoy the actual (ROI) they should have benefited from their efforts.

I like writing because l believe in what l do is making people better, and providing information they already knew, l just provide a reminder for us all. Learning how to think on your own, research, dedicate your retirement with a direction.

You can lose just as much, "Being  Rich, as you can; Being Poor."  


       What a concept makes sense 
when you think about what l just shared with you.



All the Best,

Joseph F. Botelho One Gram at a Time

Joseph Botelho

Wednesday, August 28, 2013

Understanding the Impact of Financial Cyber War Damage on Our Retirement

August 28, 2013

Wow busy time of year, kids are getting ready to go back to school, vacations are coming to an end, but commodities are performing beyond belief, all due to with what is happening in the "Middle East." Why is that? Whenever a war starts, we as working stiffs get shafted, and many also get very rich.  

The greed factors are real, way out of control when you add, all that has happened, since the last bailouts of fortune 500 companies. Who had fixed assets; against their liabilities, also looked very promising, for their future, and direction of their stocks for shareholders.

If you recall a questioned asked by President Obama, during the hearings on why they should be compensated, for their mistakes? We all know the company and their reps who answer this question! The President, asked a simple question, how did you arrive here for these's meeting, did you drive, took a plane or a train?

The answer was no different, and then the CEO of a large bank, who decided to buy a luxury Condo in Miami, yes ocean front, which cost a slick $400k with his company’s bailout money.

The answer Obama got that afternoon was we took the "Co-Operate Jet." How much did that cost President Obama asked? Not really sure, our accountants take care of that information. You would have to address that question; to our accounting department.

So much propaganda being shared in the World Wide Web, who do you trust, which financial newsletter that provides accurate information. Even with all the most educated, and wisest financial reporting, you’re still going to make, an enormous mistake. Just an extraordinary, sad fact, we will all have to face one day.

Going to share some strong statements, that have been shared, and we all had to be warned, advised or just forgotten that issue, that perhaps presented itself with a window of opportunity for our benefit. Global investing is not for anyone, takes guts and luck. For one simple reason, that it can be devastating to our nation’s future success.

The media can control the ups and downs of how the stock markets globally will close out at the end of those business days. SEA has now created a new battlefield, called Cyber War, has the worse imaginable results to all of us, from a financial point of view. Numbers never lie.

The Cyber War is when the SEA breaks into a major financial newspaper and borrows their twitter account for a few minutes. "Then Proceed" to broadcasting premeditated fabricated tweets; to all their followers, and all who decide to re-tweet it, sending it out to more readers who may just do the same thing.

It almost happened, with two leading major players in the financial media world who have this type of control of their readers, followers and subscribers that create a viral message, by sharing with their followers and customers also. 


On July 18, 2013, an article posted by Tekoa Da Silva with Peter Schiff "I think the Dollar is Going to Collapse before markets do."

More Examples to be published and shared with our readers and subscribers, need you to understand the value of this crisis we are facing this video will provide you with this equation, not a pretty one at all. 

Us Debit $16 Trillion, a visual Perspective.   You will understand what this debt looks like with fiat currency. It's going to having an effective with our planning of retiring comfortably. Now What?




All the Best,

Joseph F. Botelho One Gram at a Time

Joseph Botelho


Thursday, August 22, 2013

Gold has a factor that has to be reviewed, if this happens!

August 22, 2013


"My passion," for this asset is vital for much financial and logical reason’s, the “Fiat Currency” is really a lost and high-risk concern many of us should have.

I try and review as many articles on this topic that l can and provide information we all can benefit and even perhaps take advantage of, really nothing wrong with this concept at all. Would you not agree?

One of the alerts l got was an article that motivated me to share this priceless information on conditions that can make or break many (ROI’s.) This information l am going to share, is all confirmed by the World GoldCouncil (WGC.)

We have been debating who truly is the world leader in the consumption of gold. Is it China or is it India, what would happen if one stops buying gold? Could this have an effect on your savings for the retirement?


By Frank Holmes
CEO and Chief Investment Officer
U.S. Global Investors




All the Best,

Joseph F. Botelho One Gram at a Time

Joseph Botelho


Friday, August 16, 2013

Reasons why China keeps a low profile on how much gold they own.

August 16, 2013

China is playing this game like Bobby Fisher played his greatest match with chess; low key and every move had a reason with results. Then ..... bang; checkmate!

China’s accumulation of gold is shrewdly hidden and only speculated on the actual amount they have bought. The only real resource of information is the ones that Hong Kong and Singapore provides us with. Even those stats could actually be very ambiguous.

Why would China play any other way? The greater the audience; the more competition, you're creating a center of attention. Exactly what they would like to avoid; staying under the radar gun.

China understands that gold currently is undervalued. This is an absolute fact for the reasons they are accumulating gold at a petrifying rate, with a low profile of attention. Buying gold at under $1,200 - $1,300 an ounce, will be a bargain years down the road.

Why China will surpass India as the world leader of Bullion Gold in the world. They have a scheme, system that is structured to guide and direct them with every move and purchase they accumulate each and every day of the year.

They have the power and capital to achieve this feast, indulge and like carbon monoxide, there are silent killers in this progress of accumulating mass fortunate’s of bullion gold. See China understands numbers, they are an international language.

Think of this example, if China decides to dump just only 10 percent of their U.S. Treasury Holdings which works out to approximately $100 billion worth in exchange for gold.  Let’s say gold for this example, is at $1,000 an ounce, which would work out to approximately 2,840 metric tons of gold. This means they would own more than 1/3 of the U.S. official gold holdings.

Now that is what l call power! China would be able to dictate  the value of gold, once they announce how much of the global asset gold they have possession of. Now that should actually make you think!

To illustrate another example that could happen, who really knows when, within 90, 120 days or even six months down the road? The authenticity is that this will materialize where we will see gold at perhaps or if not greater than $4,000 per ounce along with sides kicks oil at around $350 - $400, silver at $80 - $100 and all other assets such as copper, corn, wheat and everything else also on the rise.

Hyperinflation is already here as we have all witnessed, whenever we buy, purchase or invests on anything, all you need to do is compare that item to what it was worth a year ago.

More related articles on this topic.


Is China succeeding with their marketing gold plan?

This is how l teach my partners to become part of this asset!!

This is my "WHY" in life, why l do it!

The last comment is what will make you a leader and successful, it's really the hardest to figure out, all the best... it's the area only you can decide... why it is the hardest... 


If you have benefited from this article, feel free to leave a comment and share this article with your network. Thank you!

All the Best,

Joseph F. Botelho One Gram at a Time

Joseph Botelho


Tuesday, August 13, 2013

Will China over take India as the world consumer of gold

August 13, 2013

China's activity with its consumption of gold in the first six months of this year increased and they should overtake India as world leaders in the use of gold, within a very short period.

They have consumed approximately 706 tons of gold in the first half of this year (2013) an increase of nearly 54 percent from a year ago.

If we review the consumption of gold for all of 2012, China will import approximately just over 832 tons for that whole year and just over 420 tons approximately at the same time last year, end of July 2012.

China took advantage of gold's biggest two-day fall in over 30 years when gold dropped under $1,200 in June. China purchased more gold than any other country and were consistent buyers.

China could actually consume more than 1,000 tons by year end and overtake India as the world leaders of consumption of gold, according to World Gold Council.

Some experts feel that China will eventually hit the 2,000 tons per year by the year 2016, which would work out to approximately 80% of the world global gold supply.

What effect would this have on the price of gold, too early to say but my dollar would be that gold currently is at a bargain rate for investors?

India has recently risen their import duty to 8 per cent from 6 per cent on June 5, along with central banks placing curbs on shipments on a consignment basis and limited shipments for local consumption against cash. This certainly has had an effect on their imports of gold from last year.

India is currently the largest and most important country in the world when it comes to gold. They are they largest holders of gold in the world, gold is estimated to make up approximately 7 percent of all Indians household savings, at the moment India is the largest consumer of gold in the world.

A tradition in India that has been around for hundreds of years, Indians have always relied on gold for savings, along with a payment from the bride's family to the groom's family upon marriage and it is traditionally made in gold.

India's love for gold is almost like a religion that goes back thousands of years, a tradition that is more than likely to never disappear from their culture.

Is China succeeding with their marketing gold plan  


All the Best,

Joseph F. Botelho One Gram at a Time

Joseph Botelho


Wednesday, July 31, 2013

What can this company do for your financial future

July 31, 2013

Another month has passed by and this means the time that we will never get back. So how you use your time is vital when preparing and planning your future financial goals. Opportunities come and go without any warning.

How many opportunities have your joined since you started marketing on the Internet, and how many have you failed at? Not trying to be negative, just reminding you of your progress, some have done exceptionally well to a certain degree.

Dedication and a burning desire for success should be a daily affirmation that you need to develop and make it a regular habit. Success takes time and sometimes luck. Luck is defined this way if you were to take the first letter of the word "success" it would mean this Labour Under Correct Knowledge. How you become lucky in life.

So now your thinking of perhaps getting involved with the current magical dust formula that is the hottest company on the internet. The hype is high, and so are the rewards for only another $25.00 or whatever the cost is you will be making x amounts of dollars in minutes of signing up.

Ever read one of them sales pitches lately, if you did your not alone!

Hey, l am no different, l have joined countless and useless companies that promised the world and my life would never be the same. The only thing they got right was my life did change, lost more money again.

The first company I joined was Amy-way, made some money with them, but Amy-way showed me that big money can be made in MLM. You have the correct knowledge and dedication. I had enough cleaning products that would last me the rest of my life, so l left.

Went on to the next one, then another one and another one, until l said one-day l am done with MLM. Walked away from this type of business for several years. Then about three years ago, l got involved with another MLM company, but the only difference is l am still with this company, yes generating a residual income and growing.

The company is having worldwide growth and providing solutions to people's financial freedom by offering different types of investments long term, short term with an asset that can never be reproduced. Once you own it, it is yours until you decide to cash it in. Not like all the cleaning products l bought, there was no hope of me getting a return on them products.

If this story sounds like one that you have lived, not asking you to join anything but only take a look at what this company will do for you and your future financial obligations.

If you decide that you want to learn more about this opportunity, then just fill in the required information at the end of the presentation a short outline of what this company is all about and perhaps improve your situation!!

Just Click here for the Presentation 


Click Here For Registration



All the Best,

Joseph F. Botelho One Gram at a Time

Joseph Botelho


Welcome To One Gram at a Time

Thank you for taking the time to understanding the "One Gram at a Time Page," it has other meanings, other then the...

Posted by One Gram at a Time on Thursday, February 4, 2016

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